So you want to be broke and stay in the economic trap? Here are the top 7 actions you can take to ensure you have NO MONEY and are living in poverty.

1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not.

2. If you have any money in the bank, or room on your credit cards, go out and spend it. Don't worry about emergencies that may come up. When they do, borrow more money to handle it.

3. Work to make just enough money to barely pay your bills and spend your free time out spending money. Don't worry for a second that the cost of living goes up every year.

4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don't need. Spend up to the limit on all of your credit cards.

5. Pay only the minimum payment required on your credit cards each month, and don't worry about the extra charges for paying late or spending over your credit limit.

6. Never put any money in savings, and if you do, feel free to tap into those funds when you can't pay your bills.

7. Count on the Government and Social Security to take care of you in your old age.

These 7 actions will guarantee that you end up dead broke and living in poverty. If you don't care that you'll constantly be worried about money and plagued with money problems, then you'll have no trouble spending those sleepless nights entertaining yourself by shopping on-line with your credit cards. Heaven forbid that you should have to take responsibility for your own financial future rather than counting on someone else to support you financially. That's what family, friends and the Social Security system are for, right?

Now that I've given you all this advice about how to live broke and die penniless, it's only fair that I tell you that there is a system of money management that teaches you the basics of controlling your income and debts to reach the goal of financial freedom. If ever you change your mind and decide you want to take responsibility for improving your own financial condition, you can learn about the system by reading the other articles I've written.